Car Insurance

[REDCHEQHEN]

I have been changing car insurance companies every year for the last 5 years as the renewal has always been excessive. I was pleasantly surprised this year the renewal had only gone up £12 on last years, so haven't bothered "shopping around". Do other members always shop around or just stick to the same insurance - online or use a broker?

 

Fully comp insurance with protected no claims - renewal was £156

Could I do better?

[dunc50]

what make of car and year

[greenlands]

Mine's about the same but I never accept their renewal price and ALWAYS get a good reduction,also cheaper with having my house insurance with them.

[Upsndoons]

Last year we had four cars to insure and at the time were with one of the well known multi car providers. When renewal came the increase in cost was huge and we decide the kids could get their own insurance and thus I could shop around. We saved a fortune.

It is standard practice now a day for automatic renewals to be hiked up annual charge and if you don't check the cost can come as a nasty surprise.

Also, make sure you are comparing all the add on charges, such as voluntary excess, windscreen replacement, legal fee cover, courtesy car etc. as these have a nasty habit of being hidden costs which bite you when something happens ( God Forbined )

Sounds a good price for a years cover but depends on what is included.

 

Cheers

 

[REDCHEQHEN]

what make of car and year

I have a 2010 Kia Picanto I've had since new and drive under 5000 miles a year (29000 on clock) my other half is a named driver

[REDCHEQHEN]

£117 with Saga? The next 'best' is £150

 

Saga seems very low (though I have been insured with them before)

[easygaun]

I have been changing car insurance companies every year for the last 5 years as the renewal has always been excessive. I was pleasantly surprised this year the renewal had only gone up £12 on last years, so haven't bothered "shopping around". Do other members always shop around or just stick to the same insurance - online or use a broker?

 

Fully comp insurance with protected no claims - renewal was £156

Could I do better?

Don't think you have much to complain about.The government increased the tax on insurance last year,think it's some thing like 9% now,could explain £12 increase.

Have had the experience of over inflated renewals this last few years,so just got onto internet comparison site and found much cheaper options.Used to be in Insurance business so know what to look out for. By the way, what is your postcode?

[REDCHEQHEN]

£117 with Saga? The next 'best' is £150

 

Saga seems very low (though I have been insured with them before)

 

 

I think I'll be changing insurance - possibility of £26 cash back as well

 

Does anybody else use cashback sites?