Fully agree, if its not broken dont fix it. Didnt get a balance sheet as i,ve moved house, and it will probably have been sent there. I stand corrected that the way it is, works. As long as its fair for all members, then that suits me, as for having money, yes i do, just like you, and just like you, dont throw it away. Archie i understand what your saying we all have opinions, which i fully respect, We will just have to wait and see what happens at the AGM. all the best alex.