The master base station and ringer is on loan, so i will not be taking them up on this offer. Any other business would make a small charge every year, BEFORE they loan the system. What Unikon has now realised is that there is no regular income except for the rings, hence the huge price hike on them. Now they are trying to blackmail us into taking out this insurance, to give them money that they are needing to survive. If it was up to me, my club would hand them straight back, and do what was done in the good old days. This isnt a surprise, its getting that whatever you need in life you have to pay through your nose to get it, just like gas, electric and petrol ect.