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A new car insurance law will come into effect today that will mean it will be illegal to own an uninsured car.

 

As the law previously stood, uninsured drivers were only prosecuted if they were actually caught driving. The new rules

will see motorists being prosecuted for the offence by simply owning a vehicle without insurance regardless of whether they drive it.

 

Only if you declare the vehicle to be off road will you be exempt from the new rules. If you don't insure your car you could be faced with court action, a hefty fine or even have your car seized and crushed.

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